In the play (and movie) Rent there is a great song called La Vie Bohème. It is a salute to the “Bohemian” lifestyle of artists and the coffee houses where they perform and exhibit their works. Since moving down to South Florida, I felt that coffee meant Starbucks and that was about it. […]

Realtors… this is a call to ARMs for you!
Remember in 2004-2005 all those people you sold that bought with Adjustable Rate Mortgages?  They are going to be hurting soon.  You know it is true from reading the news and posts that I’ve written like:
Florida Mortgage | Adjustable Rate Loans ~ Your current loan is about […]

So you bought or refinanced your loan into an Adjustable Rate Mortgage and you want to know what to do?  This is a dilemma facing many homeowners right now due to the huge numbers of 2-5 year Adjustable Rate Mortgages that were written in the past 6 years. 
Lenders have begun sending out letters informing […]

There are a lot of Mortgage Acceleration programs available now that have piqued the interest of Homeowners.  The premise behind them is that if you pay off your mortgage sooner you can live a debt free life longer.  While there are definite benefits to leverage and always keeping a mortgage,  today’s climate of economic uncertainty […]

Florida has long been a winter haven for people from the “North”.   The definition of North has expanded quite noticeably recently beyond the typical Chicago, New England, & New York retiree to include people looking to Florida for proximity to the beach and the tropical warm weather that we get year round.  Now the people […]