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David Podgursky Boynton Beach Realtor

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HUD announces $8000 First-Time Homebuyer Tax Credit can be FHA Down Payment

By David A. Podgursky • May 13th, 2009 • Category: 100% Financing, Boynton Beach - Suburban, FHA, Featured Articles, Palm Beach Real Estate, Politics

In a much anticipated turn of events, Shaun Donovan, the secretary of the US Department of Housing and Urban Development (HUD), announced that the FHA (which falls under the governance of HUD) will allow home buyers to access their $8000 tax credit for first-time buyers at closing to be used towards their 3.5% down payment […]



Florida Homes can go Green too!

By David A. Podgursky • May 9th, 2009 • Category: Featured Articles, Palm Beach Real Estate

Here is a great article on MSN Real Estate about GREEN Kitchen Counters available today.  Some are more expensive than others…some are very interesting.
If you’re considering buying a foreclosure or a fixer upper and want to see what’s hot and GREEN in building materials. 
Here is a list of Local and Semi-Local retailers for […]



Coral Lakes Condominium for Sale~ Over 55 Boynton Beach Florida

By David A. Podgursky • Apr 20th, 2009 • Category: Boynton Beach - Suburban, Featured Articles, Over 55 / Active Adult

Calling all Snowbirds and Retirees!  The opportunity has arrived to purchase a GORGEOUS 1500+/- sf, waterfront condo in Fabulous Coral Lakes at a GREAT price!
Built in 2001, this single-owner condo is expertly customized with all the upgrades that Oriole Homes offered!  This light, bright and airy condo won’t last long.
With 2 bedrooms, a Den and […]



FHA Loan Limits - New Loan Limit Update!

By David A. Podgursky • Mar 2nd, 2009 • Category: Mortgage / Finance, Residential Mortgages

County Name
State
One-Unit Limit
Two-Unit Limit
Three-Unit Limit
Four-Unit Limit

Baker County
FL
$387,500
$496,050
$599,600
$745,200

Bay County
FL
$396,250
$507,250
$613,150
$762,000

Brevard County
FL
$291,250
$372,850
$450,700
$560,100

Broward County
FL
$423,750
$542,450
$655,700
$814,900

Charlotte County
FL
$296,250
$379,250
$458,400
$569,700

Clay County
FL
$387,500
$496,050
$599,600
$745,200

Collier County
FL
$531,250
$680,100
$822,050
$1,021,650

Duval County
FL
$387,500
$496,050
$599,600
$745,200

Flagler County
FL
$287,500
$368,050
$444,900
$552,900

Franklin County
FL
$305,000
$390,450
$471,950
$586,550

Hernando County
FL
$292,500
$374,450
$452,600
$562,500

Hillsborough County
FL
$292,500
$374,450
$452,600
$562,500

Indian River County
FL
$283,750
$363,250
$439,050
$545,650

Lake County
FL
$353,750
$452,850
$547,400
$680,300

Lee County
FL
$356,250
$456,050
$551,250
$685,100

Manatee County
FL
$442,500
$566,450
$684,750
$850,950

Martin County
FL
$375,000
$480,050
$580,300
$721,150

Miami-Dade County
FL
$423,750
$542,450
$655,700
$814,900

Nassau County
FL
$387,500
$496,050
$599,600
$745,200

Okaloosa County
FL
$312,500
$400,050
$483,550
$600,950

Orange County
FL
$353,750
$452,850
$547,400
$680,300

Osceola County
FL
$353,750
$452,850
$547,400
$680,300

Palm Beach County
FL
$423,750
$542,450
$655,700
$814,900

Pasco County
FL
$292,500
$374,450
$452,600
$562,500

Pinellas County
FL
$292,500
$374,450
$452,600
$562,500

St. Johns County
FL
$387,500
$496,050
$599,600
$745,200

St. Lucie County
FL
$375,000
$480,050
$580,300
$721,150

Sarasota County
FL
$442,500
$566,450
$684,750
$850,950

Seminole County
FL
$353,750
$452,850
$547,400
$680,300

Sumter County
FL
$278,750
$356,850
$431,350
$536,050

Volusia County
FL
$303,750
$388,850
$470,000
$584,150

Walton County
FL
$362,790
$441,650
$533,850
$663,450

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Snowbirds in Palm Beach County weighing Country Club vs Active Adult communities for 2nd homes

By David A. Podgursky • Feb 24th, 2009 • Category: Featured Articles, Over 55 / Active Adult, Palm Beach Real Estate

In the past, Snowbirds and other Retirees would choose to buy in a gated community and live the lifestyle in that community because they had friends there and the economy was fine.
Now, in today’s market, Palm Beach County Second Home Buyers are delving into the numbers more closely to determine which lifestyle they want […]