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David Podgursky Boynton Beach Realtor

Archives for the ‘Mortgage / Finance’ Category

Short Sale - Owner Motivated

By David A. Podgursky • Nov 12th, 2008 • Category: Featured Articles, Market Commentary, Short Sales

I am so tired of reading this in listings.  Of course the OWNER is motivated… they have to be motivated to undertake a process that will leave their credit in ruin potentially for YEARS.  The Owner is walking away from their HOME and accepting as much as a 250 point derogatory on their credit.  People […]



Buyers need to Pre-Qualify … Themselves!

By David A. Podgursky • Jul 14th, 2008 • Category: Featured Articles, Residential Mortgages

I know… I know… PreQualifications are part of my job as both a Realtor AND a Mortgage Broker - especially when I am acting as both in a transaction.
The point isn’t that I don’t want to do my job… the point is more about practicality.  It is a GREAT TIME TO BUY! and that […]



Short Sales - what happens AFTER you complete a Short Sale?

By David A. Podgursky • Jun 17th, 2008 • Category: Short Sales

I’ve done a few posts on Short Sales in Florida recently because everyone seems interested in them whether they are a buyer or a seller…
From the calls and email I receive, though…it just doesn’t seem like whoever is telling you how to do a short sale is telling you the real consequences.  Be it your […]



Refinance your Mortgage at 4.75%

By David A. Podgursky • May 24th, 2008 • Category: Featured Articles, Residential Mortgages

Wow… I am definitely not about sensationalism… and better yet about offering bad rates like the big lenders who advertise and lie in commercials… but this is actually possible!
“How?” you wonder…
Well…believe it or not there is still a great lender out there offering Home Equity Lines at a rate of Prime minus One Quarter […]



Forty Somethings need good Mortgage Advice

By David A. Podgursky • May 13th, 2008 • Category: Featured Articles, Residential Mortgages

This Sunday’s USA Weekend had an advice column answer from Advice Columnist Sharon Epperson regarding paying off one’s mortgage early. Here’s the LINK.
The writer stated that she and her husband are in their late forties (49 & 48) and they are considering an option to pay off their mortgage by age 56*. The […]