unique visitor counter
The Mortgage Go To Guy!! » Residential Mortgages

The Mortgage Go To Guy!!

Florida | Commercial, Residential, Investment Mortgage Loans | Foreign National

Archives for the ‘Residential Mortgages’ Category

Buyers need to Pre-Qualify … Themselves!

By David A. Podgursky, MBA • Jul 14th, 2008 • Category: Featured Articles, Residential Mortgages

I know… I know… PreQualifications are part of my job as both a Realtor AND a Mortgage Broker - especially when I am acting as both in a transaction.
The point isn’t that I don’t want to do my job… the point is more about practicality.  It is a GREAT TIME TO BUY! and that […]



Short Sales - what happens AFTER you complete a Short Sale?

By David A. Podgursky, MBA • Jun 17th, 2008 • Category: Short Sales

I’ve done a few posts on Short Sales in Florida recently because everyone seems interested in them whether they are a buyer or a seller…
From the calls and email I receive, though…it just doesn’t seem like whoever is telling you how to do a short sale is telling you the real consequences.  Be it your […]



Refinance your Mortgage at 4.75%

By David A. Podgursky, MBA • May 24th, 2008 • Category: Featured Articles, Residential Mortgages

Wow… I am definitely not about sensationalism… and better yet about offering bad rates like the big lenders who advertise and lie in commercials… but this is actually possible!
“How?” you wonder…
Well…believe it or not there is still a great lender out there offering Home Equity Lines at a rate of Prime minus One Quarter […]



Forty Somethings need good Mortgage Advice

By David A. Podgursky, MBA • May 13th, 2008 • Category: Featured Articles, Residential Mortgages

This Sunday’s USA Weekend had an advice column answer from Advice Columnist Sharon Epperson regarding paying off one’s mortgage early. Here’s the LINK.
The writer stated that she and her husband are in their late forties (49 & 48) and they are considering an option to pay off their mortgage by age 56*. The […]



Short Sales - when you do NOT need one!

By David A. Podgursky, MBA • Apr 12th, 2008 • Category: Short Sales

“Short Sales” is the hot catch phase these days in Florida. Everyone in Real Estate and Mortgages talks about them… and for different reasons.
As a Florida Mortgage Professional, I get calls and emails all the time from worried homeowners wondering if they should start Short Sale Proceedings.
There are a few ways to decide whether […]