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The Mortgage Go To Guy!!

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Archives for the ‘ARM’ Category

Florida Mortgage | Subprime Bailout ~ Preliminary views of the plan

By David A. Podgursky, MBA • Dec 9th, 2007 • Category: 100% Financing, ARM, Residential Mortgages

I had to at least make a mention of the new plan to bail out the Subprime Mess and I was in a Clint Eastwood Western sort of mentality. So, I will relate my feelings to the Good the Bad and The Ugly.
I think that in all, it will help some people… but I […]



Florida Mortgage | 100% Loans are Available

By David A. Podgursky, MBA • Oct 9th, 2007 • Category: 100% Financing, ARM, Residential Mortgages

Did I stutter?  I do mean it… there are 100% loans available both for purchase and refinance transactions.
No… I am not one of those scumbags trying to lure you into a dangerous loan!  If you’ve read my posts at all, you know I’m definitely not about bad loans for good people.
Here’s what I am about… […]



Florida Mortgage | Refinance ~ Purchase ; Money Saving Tips

By David A. Podgursky, MBA • Oct 5th, 2007 • Category: ARM, Home Equity Line, Residential Mortgages

So you’re finally purchasing that new home since the price is down or your ARM Loan’s Adjustable Rate is about to jump so you’re going to finally get a new mortgage.   Well, you are in luck if you are going to start your transaction right now! 
Why?  This is the ideal time of year to start the […]



Florida Mortgage | Adjustable Rate Mortgages and Realtors

By David A. Podgursky, MBA • Sep 20th, 2007 • Category: ARM, Residential Mortgages

Realtors… this is a call to ARMs for you!
Remember in 2004-2005 all those people you sold that bought with Adjustable Rate Mortgages?  They are going to be hurting soon.  You know it is true from reading the news and posts that I’ve written like:
Florida Mortgage | Adjustable Rate Loans ~ Your current loan is about […]



Florida Mortgage | Adjustable Rate Loans ~ Your current loan is about to change on you

By David A. Podgursky, MBA • Sep 14th, 2007 • Category: ARM, Residential Mortgages

So you bought or refinanced your loan into an Adjustable Rate Mortgage and you want to know what to do?  This is a dilemma facing many homeowners right now due to the huge numbers of 2-5 year Adjustable Rate Mortgages that were written in the past 6 years. 
Lenders have begun sending out letters informing […]