How Good Credit Buys Your Home
Good Credit Can Help You Open the Door to Homeownership
When you’re ready to buy a house, having a good credit score can help make for a smooth home loan process. Your credit score is also commonly called a FICO® Score. It’s an analysis of all your credit files that together represent how creditworthy you are. Most scores range from 300 to 850 or higher. The higher, the better.
Want to see what your credit score is? You can get a free credit report once a year at annualcreditreport.com
RAISING YOUR CREDIT SCORE
Improving your credit score takes time and effort, but it’s worth it. To start, you can:
- Pay all your bills on time
- Reduce debt
- Use credit cards wisely
- Avoid spending more than you earn
If you’re interested in buying a house, I offer many different home loan products for a wide variety of financial situations. Get in touch today to learn more about your options! Simply contact me, Jeff Berman “The Mortgage Go To Guy”, at 214-989-7700 or complete the form below.