Top 10 Rules to Follow When Applying for a Mortgage 1. Do not change jobs, become self-employed or quit your job 2. Do not purchase a new car, truck or van 3. Do not use credit cards excessively or let current accounts fall behind 4. Do not spend money you have set aside for closing…
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Budgeting and spending money wisely is always a good habit, but it is especially important when you are saving for a house. However, even if you scrimp and save most months of the year, many of us tend to go overboard during the holidays and spend more. Socializing, gift giving, travel, decorating, and entertaining…
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Applying for a Home Loan: What You Need Below is what you need when you apply for a loan. Don’t worry, I’ll be your guide every step of the way to keep the entire loan process simple. All Borrowers: Copies of W-2s for the past two years. Copies of the two most recent consecutive pay…
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