Life is a little different right now. COVID-19 has put a lot of business on hold. Despite that, the mortgage business is very busy. With interest rates at historic lows, many homeowners are jumping on the opportunity to refinance their home loans to lower their payments, shorten their terms, and/or access their home equity. But…
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When looking to buy a house, you can take prequalification one step further and apply to get a preapproval for your next home loan. This will give make you an even more attractive buyer to sellers in a competitive home market. Prequalification gives you an estimate of your home loan terms and monthly payments. Preapproval…
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Prequalify¹ When You Are Ready to Buy a House There are two items to consider when deciding how much to spend on a home purchase: what you are comfortable with spending, and what mortgage payments your mortgage lender deems you can afford. If you want to prequalify for a mortgage, a trusted mortgage consultant like Jeff Berman “The Mortgage…
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Good Credit Can Help You Open the Door to Homeownership When you’re ready to buy a house, having a good credit score can help make for a smooth home loan process. Your credit score is also commonly called a FICO® Score. It’s an analysis of all your credit files that together represent how creditworthy you…
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