Top 10 Rules to Follow When Applying for a Mortgage 1. Do not change jobs, become self-employed or quit your job 2. Do not purchase a new car, truck or van 3. Do not use credit cards excessively or let current accounts fall behind 4. Do not spend money you have set aside for closing…
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Have you noticed a growing trend in the Dallas Fort Worth area of two or more generations coming together to live in a single property? This could mean parents living with their adult children, adult grandchildren living with grandparents, adult children living with parents, or any combination of generations sharing a residence. This situation comes…
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Mortgage lenders and financial advisors have been informing clients that mortgage interest rates are at historical lows. For employed home owners, now is a great time to refinance your mortgage. Even though the current economic situation has made the mortgage application process longer and more stringent, mortgage broker Jeff Berman with The Mortgage Go To…
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Life is a little different right now. COVID-19 has put a lot of business on hold. Despite that, the mortgage business is very busy. With interest rates at historic lows, many homeowners are jumping on the opportunity to refinance their home loans to lower their payments, shorten their terms, and/or access their home equity. But…
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Megan* and Andrew* had an exciting year. Soon after getting married, Megan got an incredible job offer from a tech company headquartered in Frisco, Texas, so the couple moved from Houston. They decided to rent for the first year to get a feel for the area and see in which neighborhood to make a permanent…
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Currently mortgage rates are the lowest they have been in a long time. While there are never any guarantees, indicators show that the low mortgage rates will continue in 2020. It is time to take advantage and refinance! Refinancing your home loan to a low mortgage rate can save you money. The main reasons for…
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Part of the American Dream is to own a home with a white picket fence, lush landscaping, and a beautiful family living inside. But does this make sense for everyone? Is renting or buying a home the best choice for you in your current situation? Renting may appear to be less expensive, but with…
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Budgeting and spending money wisely is always a good habit, but it is especially important when you are saving for a house. However, even if you scrimp and save most months of the year, many of us tend to go overboard during the holidays and spend more. Socializing, gift giving, travel, decorating, and entertaining…
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When looking to buy a house, you can take prequalification one step further and apply to get a preapproval for your next home loan. This will give make you an even more attractive buyer to sellers in a competitive home market. Prequalification gives you an estimate of your home loan terms and monthly payments. Preapproval…
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As a home owner did you know: Indoor air is typically 2-5 times MORE toxic than outdoor air? Here are some tips for home owners to improve a home’s air quality and reduce indoor pollution. 1. Keep indoor air clean. Open your windows and doors as much as possible to ventilate. Use green plants…
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