U.S. veterans deserve our respect for serving in the military and protecting civilians. It is reasonable that during and after service, veterans receive added compensation for their bravery and time. One of these benefits is access to a VA Home Loan. The loan program offers attractive mortgage terms to qualifying veterans, even with the added…
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Currently mortgage rates are the lowest they have been in a long time. While there are never any guarantees, indicators show that the low mortgage rates will continue in 2020. It is time to take advantage and refinance! Refinancing your home loan to a low mortgage rate can save you money. The main reasons for…
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Congratulations on getting pre-approved for a mortgage! You are one step closer to purchasing your dream home! Your mortgage approval is quite an accomplishment, but it is too soon to get comfortable and complacent. There is still a lot to be done before signing the final paperwork and getting the keys to unlock the door.…
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HOW TO DO HOUSE HUNTING WITH ZILLOW AND WHY Back in the olden days, before the Internet, house hunting involved several moving parts. It took many phone calls to find the right Realtor to guide you in your home search, and much travelling around to look at all of the available houses in your desired…
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There’s an old joke that says there are two things in life that are certain: death and taxes. When you buy a new home, it can affect your taxes—what you can deduct and what you owe. The recent tax law changes approved in 2018 will also change what can be deducted and what will…
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When looking to buy a house, you can take prequalification one step further and apply to get a preapproval for your next home loan. This will give make you an even more attractive buyer to sellers in a competitive home market. Prequalification gives you an estimate of your home loan terms and monthly payments. Preapproval…
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Prequalify¹ When You Are Ready to Buy a House There are two items to consider when deciding how much to spend on a home purchase: what you are comfortable with spending, and what mortgage payments your mortgage lender deems you can afford. If you want to prequalify for a mortgage, a trusted mortgage consultant like Jeff Berman “The Mortgage…
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