Prequalify¹ When You Are Ready to Buy a House There are two items to consider when deciding how much to spend on a home purchase: what you are comfortable with spending, and what mortgage payments your mortgage lender deems you can afford. If you want to prequalify for a mortgage, a trusted mortgage consultant like Jeff Berman “The Mortgage…
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How the Home Loan Closing Process Works Of all the steps in the home-buying process, closing is the one that often leads to the most questions. Closing day is an exciting time because it’s the day you will finally see your dream of homeownership realized. It can also be a hectic time since there are a…
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Applying for a Home Loan: What You Need Below is what you need when you apply for a loan. Don’t worry, I’ll be your guide every step of the way to keep the entire loan process simple. All Borrowers: Copies of W-2s for the past two years. Copies of the two most recent consecutive pay…
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Good Credit Can Help You Open the Door to Homeownership When you’re ready to buy a house, having a good credit score can help make for a smooth home loan process. Your credit score is also commonly called a FICO® Score. It’s an analysis of all your credit files that together represent how creditworthy you…
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Budgeting for a Home The “right time” to buy a home is different for everyone, but budget is often a leading factor. I can help you find the right mortgage to fit your own personal budget. With Elite Financing Group’s tools and a support team, we are dedicated to leading you through the process to…
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Life is a little different right now. COVID-19 has put a lot of business on hold. Despite that, the mortgage business is very busy. With interest rates at historic lows, many homeowners are jumping on the opportunity to refinance their home loans to lower their payments, shorten their terms, and/or access their home equity. But…
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During these uncertain times if you are shopping for a house, about to make a move, or just looking at your current cash situation, you may be wondering about COVID-19 and mortgage lenders: how is the pandemic affecting mortgage loans and the home lending industry. In this article I will attempt to update you as…
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Currently mortgage rates are the lowest they have been in a long time. While there are never any guarantees, indicators show that the low mortgage rates will continue in 2020. It is time to take advantage and refinance! Refinancing your home loan to a low mortgage rate can save you money. The main reasons for…
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Jeff Berman, NMLS #12191, The Mortgage Go To Guy | PO Box 795363, Dallas, TX 75379 | 214-989-7700
