Life is a little different right now. COVID-19 has put a lot of business on hold. Despite that, the mortgage business is very busy. With interest rates at historic lows, many homeowners are jumping on the opportunity to refinance their home loans to lower their payments, shorten their terms, and/or access their home equity. But…
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Megan* and Andrew* had an exciting year. Soon after getting married, Megan got an incredible job offer from a tech company headquartered in Frisco, Texas, so the couple moved from Houston. They decided to rent for the first year to get a feel for the area and see in which neighborhood to make a permanent…
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HOW TO DO HOUSE HUNTING WITH ZILLOW AND WHY Back in the olden days, before the Internet, house hunting involved several moving parts. It took many phone calls to find the right Realtor to guide you in your home search, and much travelling around to look at all of the available houses in your desired…
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Are you getting ready to buy a new house or refinance your existing home? Have you tried the Google search “mortgage company open now near me” only to be disappointed and frustrated by the lack of traditional funding sources accessible at convenient times? When house hunting on weekends, sometimes you don’t want to wait…
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When looking to buy a house, you can take prequalification one step further and apply to get a preapproval for your next home loan. This will give make you an even more attractive buyer to sellers in a competitive home market. Prequalification gives you an estimate of your home loan terms and monthly payments. Preapproval…
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Prequalify¹ When You Are Ready to Buy a House There are two items to consider when deciding how much to spend on a home purchase: what you are comfortable with spending, and what mortgage payments your mortgage lender deems you can afford. If you want to prequalify for a mortgage, a trusted mortgage consultant like Jeff Berman “The Mortgage…
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How the Home Loan Closing Process Works Of all the steps in the home-buying process, closing is the one that often leads to the most questions. Closing day is an exciting time because it’s the day you will finally see your dream of homeownership realized. It can also be a hectic time since there are a…
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