Currently mortgage rates are the lowest they have been in a long time. While there are never any guarantees, indicators show that the low mortgage rates will continue in 2020. It is time to take advantage and refinance! Refinancing your home loan to a low mortgage rate can save you money. The main reasons for…
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You’ve found the perfect house. It has everything you’ve been looking for and more: great schools, large yard, soaking tub in the master bath, a nice dining room for Thanksgiving, and a first floor guest room for your mother-in-law. There’s even a built-in that is ideal for displaying your collections. You make an offer.…
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Part of the American Dream is to own a home with a white picket fence, lush landscaping, and a beautiful family living inside. But does this make sense for everyone? Is renting or buying a home the best choice for you in your current situation? Renting may appear to be less expensive, but with…
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Congratulations on getting pre-approved for a mortgage! You are one step closer to purchasing your dream home! Your mortgage approval is quite an accomplishment, but it is too soon to get comfortable and complacent. There is still a lot to be done before signing the final paperwork and getting the keys to unlock the door.…
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HOW TO DO HOUSE HUNTING WITH ZILLOW AND WHY Back in the olden days, before the Internet, house hunting involved several moving parts. It took many phone calls to find the right Realtor to guide you in your home search, and much travelling around to look at all of the available houses in your desired…
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Are you getting ready to buy a new house or refinance your existing home? Have you tried the Google search “mortgage company open now near me” only to be disappointed and frustrated by the lack of traditional funding sources accessible at convenient times? When house hunting on weekends, sometimes you don’t want to wait…
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The kitchen is the heart of the home. Whether you just bought a home, or you have lived in your home for a number of years, chances are you will want to give your kitchen an update at some point during your residency. The look and function of your new kitchen should reflect your…
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Home Selling and Buying a New House this Spring? Are you thinking of putting your old house on the market this spring in preparation for buying a new house? If so, winter is the perfect time to plan ahead and start the repairs and refreshes your house requires. By completing the suggestions below, you can…
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There’s an old joke that says there are two things in life that are certain: death and taxes. When you buy a new home, it can affect your taxes—what you can deduct and what you owe. The recent tax law changes approved in 2018 will also change what can be deducted and what will…
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Can You Get a 30 Year Mortgage When You Are 60+? Traditional financial advice for retirees, and soon to be retirees, has been to reduce debt as much as possible.1 With reduced and fixed income that often comes with retirement, it is considered optimal to have little to no debt—cars, homes, credit cards, etc.—to manage…
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